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I live in Australia. I added 2 cards to my account inc. a biz + I invest A/C. On my account page when I click on LIMIT it displays "your account has been verified and your limit has been lifted". I was declined by PayPal a payment. When I called them the operator said "at present no verified accounts have a "lifted credit limit". However if I were to join NOW as a new applicant with just 1 account I can have a limit of $2k. Also transfers. Been with Paypal a long time and transfers used to be a max of 5 days. 1 transfer took 6. I know they are now in Brazil based and not in USA. Not good enough PayPal!